Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What could you tell Mrs. Park that might be of assistance?

Madeline is eligible for Original Medicare based on her late husband’s work history. However, due to her substantial annual income, she may be subject to higher premiums for Medicare Part B and Part D under the Income-Related Monthly Adjustment Amount (IRMAA). She should plan for these additional costs and consider enrolling during her Initial Enrollment Period around her 65th birthday.

Mrs. Park should contact her state Medicaid agency to see if she qualifies for programs that can help with Medicare costs for which she is responsible.