Which of the following describes skimming? A. A thief goes through the trash, looking for documents that contain personal information.
B. A thief uses a special device on an ATM or when processing a purchase to steal credit or debit numbers.
C. A thief poses as a trustworthy entity in an electronic communication to trick victims into disclosing sensitive information.
D. A thief fills out change-of-address forms to have customers’ billing statements sent to an address the thief chooses.
The correct answer is B. A thief uses a special device on an ATM or when processing a purchase to steal credit or debit numbers.
Explanation: Skimming refers to the illicit practice of capturing data from a credit or debit card’s magnetic stripe using a small device, which is typically installed over the card reader of an ATM or point-of-sale system. This allows thieves to collect sensitive information without the cardholder’s knowledge, enabling them to clone cards or make unauthorized transactions.