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In what circumstance would a property insurance claim be rejected?

In what circumstance would a property insurance claim be rejected?
The insurance company finds that a homeowner intentionally caused damage.
The property damage is caused by a natural disaster, such as a flood.
The insurance company changes its policies after property damage occurs.
The property damage is extensive and requires lengthy and expensive repairs.




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  1. A property insurance claim would be rejected if the insurance company finds that a homeowner intentionally caused damage.

    Intentionally causing damage is considered fraud, and insurance policies typically do not cover losses due to intentional acts. Other scenarios, like natural disasters or extensive repairs, may be covered depending on the specific policy terms. Always review the policy details to understand coverage limits and exclusions.

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