In determining whether to issue a loan, banks are not allowed to ask about an applicant’s:
employment history.
date of birth.
country of origin.
income tax returns.
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In determining whether to issue a loan, banks are not allowed to ask about an applicant’s country of origin.
This is due to laws that prohibit discrimination based on national origin, ensuring all applicants are treated fairly regardless of their background. Employment history, date of birth, and income tax returns are typically relevant information that banks can request to assess creditworthiness.