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Going directly to a car dealer for a loan to keep things simple is a…
not great because they typically offer higher interest rates.
great idea because they want you to get the car so it’ll be the best offer.
great idea because you don’t have to deal with another lender.
not great because car dealers don’t offer loans.
The correct answer is: not great because they typically offer higher interest rates.
Explanation: Car dealers often partner with banks to finance car loans, but the rates they offer can be higher than going directly to a bank or credit union. It’s a good idea to compare financing options to ensure you get the best interest rates possible.