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A policy of adhesion can only be modified by whom?

A policy of adhesion can only be modified by whom? A. The primary beneficiary
B. The applicant
C. The agent
D. The insurance company




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1 Answer

  1. The correct answer is D. The insurance company.

    A policy of adhesion is a type of insurance contract that is drafted by one party (usually the insurer), and the other party (the insured) has little to no ability to negotiate terms. Modifications to this policy can only be made by the insurance company that issued the policy, as they are the ones who determine the terms and conditions of the contract.

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