A credit score is based in part on:
employment and race.
income and location.
employment and trust.
payment history and total debt.
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The correct answer is: payment history and total debt.
A credit score is primarily influenced by how reliably an individual pays their bills (payment history) and the amount of money they owe across various debts (total debt). These factors help lenders assess the risk of lending money. If you have more questions or need further assistance, feel free to ask!