Question & Answer

Which of these has the worst impact on your auto insurance premium?

Which of these has the worst impact on your auto insurance premium?
A. Bad credit
B. A parking ticket
C. A minor collision
D. Receiving a DUI

1 Answer

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Quizzma TeamApril 5, 2025

D. Receiving a DUI

A DUI (Driving Under the Influence) typically has the worst impact on your auto insurance premium because it indicates a serious violation of driving laws and poses a significant risk to insurers. This can lead to higher premiums or even difficulty obtaining insurance in the future. In contrast, while bad credit, parking tickets, and minor collisions may affect premiums, their impact isn’t as severe as a DUI.