Ashley wants to make a purchase using the money in her checking account. What method of payment should she use to access these funds immediately and directly?
A. Prepaid card
B. Debit card
C. Credit card
D. Direct deposit
Ashley wants to make a purchase using the money in her checking account. What method of payment should she use to access these funds immediately and directly?
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The correct answer is B. Debit card.
A debit card allows Ashley to access the funds directly and immediately from her checking account for her purchase. Unlike a credit card, which borrows money from a line of credit, a debit card deducts money directly from her available balance. Prepaid cards require loading money onto them beforehand and direct deposit is related to receiving funds, not making payments.