QuestionWhich of the following is a disadvantage of using a payroll card? a. You cannot withdraw your money for cash b. Many payroll cards charge fees c. You cannot use your payroll card as a debit card d. It is challenging to use a payroll card…
Read more →QuestionOne of the main disadvantages of payroll other prepaid cards is fees. What types of things might you be charged for when using one of these cards? Transaction fee, maintenance fee, and balance fee.
Read more →QuestionWhy might an unbanked employee choose to use a payroll card over receiving a paper check? You do not need a bank account to use a payroll card.
Read more →QuestionWhat are the downsides of using a prepaid card? Lingering fees can add up, fewer consumer protections, and it will not change your credit score.
Read more →QuestionWhat’s the difference between a prepaid card and a debit or credit card? Prepaid cards are not linked to a bank account, and you aren’t borrowing money or paying a deposit that acts as collateral, you only have what is on the card.
Read more →QuestionMany people choose to be unbanked due to a lack of trust in traditional banking services. Why do you think some individuals place more trust in alternative banking services? They want more control over their finances, feeling their money…
Read more →QuestionWhat are some of the major downsides of being unbanked? High fees for everyday financial services, no online purchases, some things are card only or only auto pay.
Read more →QuestionWhat are some of the reasons that people are unbanked? Minimum balance requirement concerns, avoid fees, or just not trusting banks.
Read more →QuestionWhat percent of teens have opened a bank account?
Read more →QuestionAll of the following are ways to avoid ATM fees EXCEPT… a. Avoiding out-of-network ATMs b. Finding a bank that reimburses you for ATM fees c. Using your debit card instead of withdrawing cash to make a purchase d. Withdrawing money from…
Read more →QuestionAll of the following are ways that you could potentially avoid a monthly maintenance fee on your account EXCEPT… a. Meeting a monthly minimum balance requirement b. Only banking online instead of using physical bank locations c. Having…
Read more →QuestionWhat is the most frequently charged fee on checking accounts? Overdraft fees
Read more →QuestionWhy do so many people still sign up for overdraft protection when it is not always beneficial for them to do so? The bankers do not say anything about the fees.
Read more →QuestionTrue or False: Overdraft protection is a required feature of most checking accounts with no ability to opt out. False – You can opt out.
Read more →QuestionMadison starts with a population of 1,000 amoebas that triples in size every hour for a number of hours, h. She writes the expression 1,000(3^h) to find the number of amoeba after h hours. Tyler starts with a population of 1 amoeba that…
Read more →QuestionFree earlobes hang below the point where the ear lobe attaches to the head. Attached earlobes do not hang, but are attached to the head. The gene for free earlobes is dominant (F), while the gene for attached earlobes is recessive (f).…
Read more →QuestionThe text states that tires on ordinary cars use the regular air that we breathe, but race car tires use pure nitrogen. Which two reasons explain why? A The tire holds its pressure longer with nitrogen. B Pit crews have to calculate tire…
Read more →QuestionEric starts with 10 milligrams of a radioactive substance. The amount of the substance decreases by 1/2 each week for a number of weeks, w. He writes the expression 10(1/2)^w to find the amount of radioactive substance remaining after w…
Read more →QuestionEric starts with 10 milligrams of a radioactive substance. The amount of the substance decreases by 1/2 each week for a number of weeks, w. He writes the expression 10(1/2)^w to find the amount of radioactive substance remaining after w…
Read more →QuestionA metaphor is a figure of speech that makes a direct comparison between two things. Choose the sentence in this paragraph that shows an example of metaphor. The heart of a race car is its engine. If the engine isn’t working to its full…
Read more →QuestionEric starts with 10 milligrams of a radioactive substance. The amount of the substance decreases by 1/2 each week for a number of weeks, w. He writes the expression 10(1/2)ᵂ to find the amount of radioactive substance remaining after w…
Read more →QuestionThis selection compares memory development to a symphony warming up. Based on this, the author wants readers to understand that the ability to create memories A) happens in stages of social and brain development. B) resembles “The Magic…
Read more →QuestionAriana starts with 100 milligrams of a radioactive substance. The amount of the substance decreases by 20% each week for a number of weeks, w. The expression 100(1 – 0.2)ʷ finds the amount of radioactive substance remaining after w weeks.…
Read more →QuestionAriana starts with 100 milligrams of a radioactive substance. The amount of the substance decreases by 20% each week for a number of weeks, w. The expression 100(1 – 0.2)^w finds the amount of radioactive substance remaining after w…
Read more →QuestionBased on these two excerpts, which of the following statements shows how sense of self relates to memory? A) Children need to recognize that they are separate from others for their memories to have personal meaning. B) Sense of self is…
Read more →QuestionBased on this excerpt, “The Incredible Shrinking Machine” experiment suggests that A) children’s actual memories of their baby years become more detailed as their verbal skills grow. B) limited vocabulary in the baby years does not impact…
Read more →QuestionBased on this paragraph, the main difference between the seat belts in a regular car and those in a race car is A the number and placement of straps. B the shape of the car’s interior. C the setup of the driver’s seat. D the material used…
Read more →QuestionThe author explains that babies are “storytellers in training.” Based on what you have read, the “skills of their art” include which two of the following? A recognizing themselves as separate from others B learning to write in order to…
Read more →QuestionHasan plans to choose a book from a section of the store where everything is 25% off. He writes the expression d – 0.25d to find the sale price of the book if the original price is d dollars. Bella correctly writes another expression,…
Read more →QuestionHasan plans to choose a book from a section of the store where everything is 25% off. He writes the expression d – 0.25d to find the sale price of the book if the original price is d dollars. Bella correctly writes another expression,…
Read more →QuestionAdult amnesia is a memory gap that often results from an illness or injury. Based on this selection, how does childhood amnesia differ? A) Young children must first develop the ability to create memories. B) There is no need for children…
Read more →QuestionThe author explains that to develop memories, children need to learn to tell stories. Based on what you have read, these stories could be described as A) traditional literature. B) biographies. C) historical fiction. D) personal narratives.
Read more →QuestionThe author explains that to develop memories, children need to learn to tell stories. Based on what you have read, these stories could be described as A traditional literature. B biographies. C historical fiction. D personal narratives.
Read more →QuestionBased on this excerpt, studies of brain development show a relationship between changes in nerve cells and the A age at which children develop a sense of self. B ability of young children to ask helpful questions. C age that long-lasting…
Read more →QuestionWhich statement best expresses a theme in the story? A. Pursuing knowledge and bettering yourself is the best use of your time. B. The desire to prove to others that you’re right can lead to disastrous results. C. Greed and impulsive…
Read more →QuestionBased on this paragraph, the main difference between the seat belts in a regular car and those in a race car is A the number and placement of straps. B the shape of the car’s interior. C the setup of the driver’s seat. D the material used…
Read more →QuestionThe text states that, in a normal car, a lot of work goes into making the engine work quietly and last a long time. However for a race car’s engine, the focus is on A) keeping the engine fuel efficient. B) making the engine lightweight…
Read more →QuestionMiss Brill tells the old, invalid gentleman that she is A band member. B a teacher. C an actress. D an audience member.
Read more →QuestionWhat is the central idea of this text? A) Engineering and math are necessary for the design and safety of race cars. B) NASCAR engines are built out of lightweight materials that are still incredibly strong. C) Much of the math behind…
Read more →QuestionPlace these events from this story in order, from the first to the last. A watchman at Wu Ti’s palace spotted Jen Fu’s ships. Jen Fu’s warriors saw the kites and turned their ships around. The citizens of Len Yo built and flew 100…
Read more →QuestionIn this selection, Miss Brill has a specific way of conducting her observations. What does Miss Brill focus on the most when she is observing other people? A flowers and trees B clothes and colors C location and status D couples and…
Read more →QuestionIn this selection, Miss Brill has a specific way of conducting her observations. What does Miss Brill focus on the most when she is observing other people? A) flowers and trees B) clothes and colors C) location and status D) couples and…
Read more →QuestionWhat is an overdraft fee? When you do not have enough money in your checking account and the bank lends you money so your card does not decline.
Read more →QuestionWhich fee on this list will be the most challenging for you to avoid? Out of network ATM fee
Read more →QuestionWhat is an excessive transactions fee? When savings account holders withdraw over the federal limit.
Read more →QuestionWhat is the average fee charged by large banks for using an out-of-network ATM? $2.50
Read more →QuestionHow can you avoid a monthly maintenance fee? By opening a checking account and a savings account at the same bank or by maintaining a minimum balance in your account.
Read more →QuestionWhich of the following is TRUE when comparing savings accounts and certificates of deposit? Savings accounts allow you to access your money at all times while certificates of deposit require your money to be left alone for a set period of…
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