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The purpose of this course is to equip participants with the knowledge and skills necessary to access and utilize a Flood Insurance Study (FIS) to determine the flood risk of a property, enabling them to take preventive measures or acquire insurance against losses caused by floods.
The course objectives are to help participants identify the information in the FIS, explain what it means, and describe how to use it.
FEMA IS-274: How to Use a Flood Insurance Study (FIS) Answers
| Question | Answer |
|---|---|
| For a location in a riverine floodplain, what is used to determine an accurate Base Flood Elevation (BFE)? | Stillwater Elevations (SWELs) |
| Which is an example of a Riverine Hydrologic method of analysis? | Drainage area discharge curves |
| In addition to the location of transects, what other data is found on the transect location map or new Flood Insurance Rate Map (FIRM) panels? | Numbering of transects |
| Which of the following is most likely to be included in Flood Insurance Study (FIS) Section 2.2 – Community Description? | Average rainfall and temperature |
| For which program does the Flood Insurance Study (FIS) list authorities? | National Flood Insurance Program (NFIP) |
| What do floodplain boundaries show? | The areas that would be inundated by a flood of a given frequency |
| What is referenced to a specific vertical datum? | All of the flood elevations, including those listed in the tables in the Flood Insurance Study (FIS) |
| What is the amount of water, combined with the effect of normal tides, that is pushed toward the shore during a storm? | Storm surge |
| Authority for the National Flood Insurance Program (NFIP) identifies the National Flood Insurance Act (1968), the Flood Disaster Protection Act (FDPA) of 1973, the National Flood Insurance Reform Act (NFIRA) of 1994, the Homeowner Flood Insurance Affordability Act (HFIAA) of 2014, and which one of the following? | The Biggert-Waters Flood Insurance Reform Act of 2012 |
| What is calculated by taking into account the storm surge stillwater elevation, wave height above the storm surge stillwater elevation, amount of wave setup, and wave runup (where present)? | Coastal area base flood elevations (BFEs) |
| The flood profiles must be used to accurately determine which of the following? | Base Flood Elevation (BFE) for a location in a riverine floodplain |
| Which of the following is a report prepared by the Federal Emergency Management Agency (FEMA) that summarizes an analysis of the flood risks in a community? | Flood Insurance Rate Map (FIRM) |
| Flood Insurance Study (FIS) Section 2.1 – Scope of Study: Identification of Flood Sources names the streams studied by which two methods? | Detailed methods and approximate analyses |
| Which of the following are shown with tints (shading), screens (patterns), or symbols on a Flood Insurance Rate Map (FIRM)? | The locations of selected cross sections used in the hydraulic analyses and floodway computations |
| What two study methods used for the identification of flood sources are discussed in Flood Insurance Study (FIS) Section 2.1 – Scope of Study? | Detailed methods and approximate analyses |
| Which section of the Flood Insurance Study (FIS) would contain the following statement? “The coastal areas of Flood County are subject to flooding from tidal surges associated with hurricanes.” | Flood Insurance Study (FIS) Section 2.4 – Flood Protection Measures |
| Which of the following is most likely to be included in Flood Insurance Study (FIS) Section 2.2 – Community Description? | Size and population of the community |
| Which type of engineering method is associated with studies of the amount of water flowing in a stream during flood events? | Hydrologic analysis |
| Which of the following are shown with tints (shading), screens (patterns), or symbols on a Flood Insurance Rate Map (FIRM)? | Floodways |
| What is referenced to a specific vertical datum? | All of the flood elevations |
| Which is an example of a Flood Protection Measure? | Dams |
| What kind of information would you find in Flood Insurance Study (FIS) Section 2.4 – Flood Protection Measures? | Descriptions of man-made structural and non-structural flood control measures, including levees |
| Flood Insurance Study (FIS) Section 4.2 – Floodways defines the floodway and describes how floodways were determined. What does this section list? | Historical flood data |
| Which Section of the Flood Insurance Study (FIS) details which communities are included in the FIS? | Flood Insurance Study (FIS) Section 2.2 – Community Description |
| Flood Insurance Study (FIS) Section 4.1 – Floodplain Boundaries indicates factors used to delineate the floodplain boundaries, including the contour intervals or topographic accuracy, dates of the topographic model or maps, and which of the following? | Scales |
| What must be used when determining an accurate Base Flood Elevation (BFE) for a location in a riverine floodplain? | Flood Profile |
| Which of the following is most likely to be included in Flood Insurance Study (FIS) Section 2.2 – Community Description? | Names of the adjacent communities |
| Which is one of the sources of data used in Riverine Hydraulic analyses? | Cross sections |
| What is delineated by using flood elevations at cross-sections or transects and by interpolating between cross-sections or transects using topographic maps? | Floodplains |
| Authority for the National Flood Insurance Program (NFIP) identifies the National Flood Insurance Act (1968), the National Flood Insurance Reform Act (1994), the Biggert-Waters Flood Insurance Reform Act (2012), the Homeowner Flood Insurance Affordability Act (HFIAA) of 2014 and which one of the following? | The Flood Disaster Protection Act (FDPA) of 1973 |
| Where would you look for a list of previous FISs that have been superseded by the publication of the new FIS? | Flood Insurance Study (FIS) Section 7.0 – Other Studies |
| What represents a portion of the shoreline in which ground cover and ground elevations are similar, particularly during a storm event? | Transect |
| Which of the following are shown with tints (shading), screens (patterns), or symbols on a Flood Insurance Rate Map (FIRM)? | The 1- and 0.2-percent-annual-chance floodplains |
| Which of the following would you expect to find in Flood Insurance Study (FIS) Section 8.0 – Location of Data? | The address of the Community Map Repository (CMR) |
| Which of the following is most likely to be included in Flood Insurance Study (FIS) Section 2.3 – Principal Flood Problems? | Historical flood data |
| Which of the following is most likely to be included in Flood Insurance Study (FIS) Section 2.3 – Principal Flood Problems? | Past major floods |
| Flood Insurance Study (FIS) Section 4.1 – Floodplain Boundaries indicates factors used to delineate the floodplain boundaries, including the scales, contour intervals or topographic accuracy, and which of the following? | Dates of the topographic model or map |
| Which is an example of a Flood Protection Measure? | Levees |
| Which type of engineering method is associated with studies of flood height or elevation? | Hydraulic analysis |
| Multiple flood events may be included in the flood profile. Which of the following is always included? | 1-percent annual chance (100-year) |
| For insurance applications, areas on Flood Maps are designated by zones. Which of the following best describes the basis for these zones? | The flood risk potential computed in the analysis |
| How is the flood risk potential computed in the analysis expressed for insurance applications? | As zone designations |
Sources
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